"The Billionaire's Blueprint: Building Wealth Through Stocks and Real Estate while Paying Less Income Tax"

"The Billionaire's Blueprint: Building Wealth Through Stocks and Real Estate while Paying Less Income Tax"

 


According to a recent report by ProPublica,

many billionaires in the United States pay little to

no income tax relative to the vast amount of

wealth they have accumulated over the years.

This is because most billionaires build their

wealth from assets, such as stocks and real

estate, which are subject to lower tax rates than

wages and salaries.


The report highlighted some notable examples,

including Amazon.com Inc. Founder Jeff Bezos,

who reportedly paid no federal income taxes in

2007 and 2011, and Tesla Inc. CEO Elon Musk,

who paid no federal income tax in 2018.

Investing legend George Soros was also noted as

having paid no federal income tax "three years in

a row."


However, it's important to note that billionaires

do still pay taxes, just at a lower rate compared

to their overall wealth. For instance, the

ProPublica report revealed that between 2014

and 2018, Bezos paid $972 million in total taxes

on $4.22 billion of income, resulting in a true tax

rate of only 0.98% during this period. Meanwhile,

his wealth grew by $99 billion.


The reality is that the U.S. tax system is not

designed to capture gains from assets, which is

how many billionaires build their wealth. Capital

gains are typically taxed at lower rates than

wages and salaries, which allows the wealthy to

keep more of their earnings.


In conclusion, the report by ProPublica sheds

light on the disparity in the U.S. tax system and

how it benefits the ultra-wealthy. While

billionaires do pay taxes, the amount they pay is

significantly lower compared to their overall

wealth. This raises important questions about

the fairness of the tax system and the need for

reforms to ensure that everyone pays their fair

share.

Getting A Piece Of The Action:

Many well-known billionaires have built their

wealth through the companies they founded. For

instance, if you want to invest in Amazon and

follow in Jeff Bezos’ footsteps, you can purchase

shares in Amazon (AMZN). Similarly, if you’re a

fan of Elon Musk and want to invest in his

company, you can look into buying Tesla (TSLA)

stocks.


The benefit of investing in stocks is that

investors only have to pay taxes on realized

gains when they sell their shares. This means

that even if their stocks have increased

significantly in value, they don’t have to pay

capital gains tax until they sell. Some billionaires

choose to borrow against their assets instead of

selling them, as it allows them to defer taxes on

capital gains indefinitely.

Real estate is another popular investment option

for billionaires. Investors who earn rental income

from investment properties can claim deductions

on expenses such as mortgage interest, property

taxes, property insurance, maintenance, and

repairs. Additionally, real estate investors can

claim depreciation, which refers to the

incremental loss of a property’s value as a result

of wear and tear, and accumulate significant tax

savings over time.


Fortunately, retail investors can also access real

estate investments. Real Estate Investment

Trusts (REITs) are publicly traded companies

that own income-producing real estate and pay

dividends to shareholders. Crowdfunding

platforms also allow retail investors to invest

directly in rental properties through the private

market.


It’s worth noting that when billionaires sell their

shares, they can still face a substantial tax bill.

Elon Musk, for example, tweeted that he would

pay over $11 billion in taxes after selling a ton of

Tesla shares in 2021.


In conclusion, billionaires have various

investment options that offer tax advantages,

allowing them to accumulate wealth and defer

taxes. While retail investors can follow in their

footsteps by investing in stocks and real estate,

it’s important to consider the tax implications of

each investment and consult with a financial

advisor.