"Inside the 2023 Tax Season: Changes to Tax Credits, Refunds, and IRS Processing"

"Inside the 2023 Tax Season: Changes to Tax Credits, Refunds, and IRS Processing"

 




According to the latest data from the Internal

Revenue Service (IRS), tax refunds are still

smaller compared to the same time last year.

Additionally, the IRS has distributed fewer

refunds this year than in 2022, with less than a

week left in the filing season.


As of April 7, the average refund amount was

$2,878, which is a 9.3% decrease from the

$3,175 average refund during the same period

last year. This is based on nearly 69.1 million

refunds that the agency has distributed this

year, which is down by 1.3% from the 70

million refunds disbursed last year.


According to the data, 68.8% of processed

returns have yielded a tax refund so far this

year, down from 70.2% last year. Throughout

this tax season, the average refund has

consistently been lower than last year based

on the weekly filing statistics.


These figures highlight how the loss of several

pandemic-era tax breaks has resulted in a

smaller cash infusion for many American

families, which is often crucial. It's important

to note that the impact of the pandemic on the

economy may also be contributing to this

decrease in tax refunds. Regardless of the

reason, it's essential to carefully consider how

these changes could affect your finances and

plan accordingly.


Good-bye pandemic tax breaks:

This tax season, the Child Tax Credit (CTC),

Earned Income Tax Credit (EITC), and Child

and Dependent Care Credit have returned to

pre-COVID levels. This means that the amount

taxpayers receive for these credits has

decreased from last year.


For instance, last year taxpayers received

$3,600 per child dependent for the CTC, while

this year, they receive $2,000. The maximum

amount of EITC that single filers with no

children are eligible for this year is $500, down

from $1,502 last year. Similarly, the Child and

Dependent Care Credit, which covers out-of-

pocket expenses for child care and day camps,

has decreased to $2,100 this year from last

year’s $8,000.


It's worth noting that the loss of above-the-

line charitable deduction and the expiration of

the mortgage insurance premium deduction

may have also played a role in lower refunds

this year. Regardless of the reasons for the

decrease in tax refunds, it's important to be

mindful of how these changes could impact

your finances and plan accordingly.


A smoother tax season:

The Internal Revenue Service (IRS) has

received 101 million individual tax returns out

of the expected 168 million this year, which is

nearly consistent with the number received at

this time last year. However, the percentage of

received returns that the agency has processed

is higher than a year ago. As of April 7, the IRS

had processed over 100 million tax returns,

indicating a slight increase of 0.6% compared

to the same period last year when it had

processed 99 million returns.


Furthermore, it appears that this tax season

has been relatively smoother, as visits to the

IRS website are down 20.9% compared to last

year. This decrease in website traffic could

suggest that taxpayers have encountered fewer

issues and questions when filing their tax

returns this year.


It's important to note that despite the

apparent smoothness of this year's tax season,

there are still several factors to consider, such

as the decrease in tax refunds and the changes

to tax credits. As always, it's crucial to stay

informed and aware of any updates or changes

that could impact your taxes and finances.