"The Dollar's Reserve Status in Jeopardy: Impact of Geopolitics and De-Dollarization"

"The Dollar's Reserve Status in Jeopardy: Impact of Geopolitics and De-Dollarization"



The role of the US dollar as the world's

dominant reserve currency is being challenged

at a faster pace than previously anticipated,

according to Stephen Jen, the former currency

expert at Morgan Stanley. The greenback's

share in global reserves dropped last year at

ten times the average speed of the past two

decades, due to a number of countries seeking

alternatives after Russia's invasion of Ukraine

led to sanctions. Adjusting for exchange rate

movements, the dollar has lost about 11% of

its market share since 2016 and double that

amount since 2008.


Jen and his Eurizon SLJ Capital Ltd. colleague,

Joana Freire, noted that "exceptional actions

taken by the US and its allies against Russia

have startled large reserve-holding countries,"

mostly emerging economies from the Global

South. As a result, smaller nations are

experimenting with de-dollarization, while

China and India are pushing to

internationalize their currencies for trade

settlement. Additionally, there's concern that

the dollar may become a permanent political

tool or be used as a form of economic

statecraft to put extra pressure on countries to

enforce sanctions that they may disagree with.


Bloomberg's gauge of the greenback surged as

much as 16% last year as the conflict helped

fuel a rise in global inflation, triggering

widespread interest rate hikes that sank bond

and currency markets. It finished the year up

6%. Despite these challenges, the dollar's role

as an international currency won't be

threatened anytime soon as developing

countries do not yet have the ability to divest

from the greenback for transactions due to its

large, liquid, and well-functioning financial

markets.


However, Jen and Freire warned that the

persistence of those conditions "is not

preordained," and there may come a time

when the rest of the world actively avoids

using the dollar. They wrote, "What needs to

be appreciated by investors is that, while the

Global South is unable to totally avoid using

the dollar, much of it has already become

unwilling to do so."


The US currency now represents about 58% of

total global official reserves, down from 73% in

2001 when it was the "indisputable hegemonic

reserve," according to the Eurizon pair. They

urge investors to appreciate the growing

challenges to the dollar's reserve status and

recognize that the prevailing view of "nothing-

to-see-here" may be too complacent.