"US Debt Default Looms: Investor Anxiety Grows as Demand for Debt Insurance Soars"

"US Debt Default Looms: Investor Anxiety Grows as Demand for Debt Insurance Soars"

 


There are growing concerns among investors that

the United States may default on its debt, with

demand for debt insurance soaring and demand for

US Treasury bills plummeting. The Congressional

Budget Office has warned that the US could fail to

meet its obligations as early as July of this year,

creating anxiety among investors as the deadline

approaches.


One of the most traded forms of debt insurance,

five-year credit default swaps on US government

debt, has reached its highest price since 2012. This

reflects investors' desire to protect themselves

against the potential default of debt. At the same

time, demand for US Treasury bills has declined,

indicating that investors are turning away from

government-issued debt as the standoff over raising

the debt ceiling continues. Prices for Treasury bills

that expire in late summer, around the time a debt

default could potentially occur, have fallen below

those of other short-term debt instruments.


While experts say that a debt default is unlikely,

such an event would be potentially catastrophic for

markets. US Treasury Secretary Janet Yellen has

warned that a debt default would be "unthinkable"

and could spark a financial crisis as bond holders,

businesses, and foreign governments sell their

holdings, causing liquidity problems.


Time is running out for policymakers, who are

holding out as they debate possible spending cuts as

a condition for raising the debt ceiling. The

Congressional Budget Office projects that the X-

date, when the US will fail to meet its debt

obligations, could fall between July and September

of 2023. In the meantime, the US Treasury has

implemented "extraordinary measures" to ensure

that the government can continue to meet its

obligations, staving off an immediate crisis.


There are reports that House Republicans are

creating a debt ceiling package and could be close

to striking a deal with Democrats. However, the

proposal reportedly includes significant spending

cuts, including banning items on the Democrats'

agenda like student loan forgiveness. Despite the

challenges, policymakers must come together to

raise the debt ceiling and avoid a potentially

catastrophic default on US debt.